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Tuesday, June 9, 2009

Create a Plan to Save Some Money

One of the greatest causes of stress in life is money. (Well, the lack of it.)

There are two ways to deal with this: want less, or get more.

We'll do "want less" another day.

One way to "get more" is to work more. But that can just cause more stress (and stress is the opposite of happiness).

So why not try holding on to more of what you already get?

Here are some simple ideas:

  • Make a budget (and stick to it)
  • Save any "windfalls" that come your way (gifts, bonuses, tax refunds, incidental income)
  • Bank 10% of everything you get
  • Cut corners (use coupons, ride the bus, watch TV instead of going to movies, cook at home instead of eating out) and put the difference away.

It's good to have a little "cushion."

But it's bad to be a slave to it. Don't make yourself miserable today so you can be less-miserable tomorrow. Live a little.

Be something between a grasshopper and an ant. A little cash in the bank can buy a whole lot of peace of mind.

Have a financial umbrella for that rainy day.

You’ll be happier.

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